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| Good morning, Daily Money readers. You did it. You made it to Friday! It's Josh Rivera here bringing you the top Money headlines. |
| Let's start with a fun fact: The average American (aged 55 to 75) has $920,400 in retirement savings, according to a Charles Schwab survey. |
| "Socking away close to $1 million may seem like a difficult task. But actually, if you start early enough, you may be surprised at how seamlessly you reach that goal," says Maurie Backman of The Motley Fool. |
| Speaking of personal finances, we're in open enrollment season. So make sure you know your deadlines and review your employer's options for 2021. Here's what else you need to know. |
| And in hopeful news, a team of University of Michigan economists sees encouraging signs that could bring economic life close to normal by the end of 2021 given that we get a vaccines by the summer. |
| "Regardless of what happens in the near term with the virus, I think the recovery will be pretty vigorous once we get a wide rollout of a vaccine," Daniil Manaenkov, U.S. forecasting specialist, said in a statement to USA TODAY Network columnist Susan Tompor. |
| Finally, if you haven't received your $1,200 stimulus check, there's still time. But you better act fast. And by fast I mean tomorrow 3 p.m. ET. USA TODAY reporter Jessica Menton has the details. |
| — Josh Rivera, Money & Tech NOW editor |
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