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| Good morning to you, Daily Money friends, it's Nathan back with you. |
| For anyone dealing with the deluge of rain and flooding last night in the New York area, here's the latest. Central Park recorded the most rain it's ever had in a single-hour span. |
| 💰 The Daily Money is USA TODAY's Monday-through-Friday-morning roundup of all things personal finance, business and tech. If this email was forwarded to you or if you found it online, you can subscribe for free here! |
| On to our ... |
| 💡 INSIGHT OF THE DAY: The fees that managers charge for the investments in your 401(k) can delay your retirement, so it's critical to understand what you're paying. But about 40% of 401(k) plan participants don't fully understand them. |
| 📰 And here are more stories you won't want to miss: |
| 1. Social Security beneficiaries could get a big increase in 2022. A little thing called inflation is why. |
| 2. Disgraced start-up executive Elizabeth Holmes is now on trial: Who is the health care CEO and what happened at Theranos? |
| 3. "Ghost kitchens" are proliferating. Now Kroger is putting them in its stores. |
| 4. It wasn't just you. Instagram went down this morning. |
| 5. Let's leave panic buying in the past, shall we? Temporary limits are back on some items at Costco. |
| 6. Would you put your driver's license on your phone? You can now add it to your iPhone in some states. |
| I think I'll hold off on that one for now. |
| --@NathanBomey |
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