This week’s retirement strategies and news

June 07 June 07     FOLLOW US      NEWS SPORTS LIFE MONEY TECH TRAVEL OPINION WEATHER USATODAY.COM   MONEY   columnist   Social Security: Will I not get spousal benefits because of state retirement pension?     Does a state pension block me from collecting spousal Social Security? And, when calculating when to claim benefits, does a discounted rate affect the break-even age?     Read Story     Personal Finance           9 legal ways to use your retirement savings early If you qualify for one of these exceptions, you could tap your IRA, 401(k), or other retirement accounts early.                                   Personal Finance           Here's how the Social Security retirement benefit formula works Do you know how much retirement income to expect from Social Security?                                   Personal Finance           Here are 37 states that don't tax Social Security benefits (and 13 that do) Here's a quick guide to the 37 states that don't tax Social Security benefits, how Social Security is taxed on the federal level, and what you need to know if your state isn't on the tax-free Social Security list.                                 Advertisement   Personal Finance           Need cash fast? Ask 4 questions before rushing to a lender to borrow money When you need money in a crisis — to pay for car repairs, an overdue bill, or a trip to the emergency room — you may not take time to think about your financial future. But being smart about how and from whom you borrow could save you mon                                   Personal Finance           47% of American pre-retirees failed this basic Social Security quiz. Can you pass it? Nearly half of Americans age 50 and older couldn’t answer at least four of these five questions.                                   Personal Finance           Your retirement countdown: 5 moves to make before calling it quits If you're nearing retirement, you're most likely excited for what lies ahead. But before you say goodbye to the workforce, there are a few steps you'll need to take to ensure that you're ready for this giant milestone.                                   Personal Finance           Want to join the 401(k) millionaires club? Here's how to do it A growing number of workers have managed to amass $1 million in their retirement funds -- and you can do the same.                                   Personal Finance           Let’s get real about planning: What an average retirement costs According to the latest data, “older households” — defined as those run by someone 65 and older — spend an average of $45,756 per year, or roughly $3,800 a month. That’s about $1,000 less than the monthly average spent b                                   columnist           Separating retirement myths from retirement realities comes down to what works for you What works in theory doesn’t always work in reality. And that is true in retirement. Do you need to replace 70% of your final earnings from various sources, for example? Here’s what the experts had to say.                                   The Day In Pictures Gallery Iraqis inspect the aftermath of an explosion in Baghdad's Sadr City district on June 7, 2018. At least 16 people were killed and dozens injured after an arms depot exploded in the Sadr City district of the Iraqi capital late yesteday, security and me     Popular Stories Fourth-grader's talent show cover of John Lennon's 'Imagine' goes viral CNN: Trump joked about Canada burning White House in War of 1812 in call with Trudeau Trump grants clemency to grandma whose case was championed by Kim Kardashian West   To forward this e-mail to a friend, click here You are currently subscribed to this newsletter with the address: bimagroup2.onlineincome@blogger.com. To UNSUBSCRIBE, please click here. Manage Subscriptions | Help | Advertise | Home Delivery | Privacy Policy - Your California Privacy Rights © 2018 USA TODAY, a division of Gannett Satellite Information Network, LLC. 7950 Jones Branch Drive, McLean, VA 22108