This week’s retirement strategies and news

July 05 July 05     FOLLOW US      NEWS SPORTS LIFE MONEY TECH TRAVEL OPINION WEATHER USATODAY.COM   MONEY   Personal Finance   Need a retirement savings boost? 3 painless ways to retire richer     The following tips can help you boost your savings without feeling like you're sacrificing and give you the mental shove forward you need to keep up your momentum in striving toward your financial goals.     Read Story     Personal Finance           Personal savings: 40 pretty easy ways to spend less money Fortunately, there are lots of not-too-painful ways to spend less and thereby save more. Here are 40 of them to consider. Not every one will work for you, but more than a few should.                                   Personal Finance           Social Security will hit a milestone this year -- and it's not a good one Social Security program's future is precarious, and this is the year when things could start to go downhill.                                   Personal Finance           Saving enough? 3 questions to answer that will help grow your retirement nest egg The average retirement-age household currently spends about $3,800 a month. Social Security will pick up some, but not all, of the slack; the program replaces about 40% of income for an average earner. The rest must come from savings.                                 Advertisement   Personal Finance           Should you invest in a retirement annuity? 4 key points to consider Annuities are complicated products, and investors sometimes buy them for the wrong reasons. One expert says the decision largely can be boiled down to four key questions.                                   columnist           8 steps to building a better nest egg for your retirement years Stephen Wendel, head of behavioral science at Morningstar, recently laid out eight changes that could help retirement savers do a better job of building a nest egg.                                   Personal Finance           No nest egg? Here's how to pull off that retirement plan anyway Some people have no choice but to retire without any savings. Here's what to do if you're one of them.                                   Personal Finance           This key Social Security funding source has already peaked: A Foolish Take Having climbed through the 1990s and 2000s, interest on the Social Security trust fund hit a peak of $118.35 billion in 2009. Since then, the number has fallen off dramatically, amounting to $85.12 billion in 2017.                                   columnist           Retiring with debt? More Americans are. Here are some strategies Americans nearing or already in retirement likely have higher levels of debt than past generations. Job cuts and health issues add to struggles.                                   Personal Finance           San Francisco is the worst US city for you to retire in. Here's why The Bay Area has it all in terms of high property taxes, health-care costs and living expenses. The median list price of a home in San Francisco is $1.19 million. The most affordable locale is Fort Wayne, Indiana.                                   The Day In Pictures Gallery A woman photographs the Mount Agung volcano sending up a plume of smoke on Indonesia's resort island of Bali. Mount Agung roared to life again on July 2, belching a plume of ash 6,500 feet high.     Popular Stories Population migration patterns: US cities Americans are abandoning Scarlett Johansson faces casting backlash, this time for playing a transgender man Population migration patterns: US cities Americans are flocking to   To forward this e-mail to a friend, click here You are currently subscribed to this newsletter with the address: bimagroup2.onlineincome@blogger.com. To UNSUBSCRIBE, please click here. Manage Subscriptions | Help | Advertise | Home Delivery | Privacy Policy - Your California Privacy Rights © 2018 USA TODAY, a division of Gannett Satellite Information Network, LLC. 7950 Jones Branch Drive, McLean, VA 22108