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| Good morning, Money readers. It's David Brinkerhoff in New York City. |
| If buying a real Christmas tree is the first item on your holiday list after eating a turkey, don't rush it. We'll tell you why a little patience pays off this year. Also, you may want to keep your smartphone deep in your pocket when you hit Black Friday sales. It could cost you. |
| And there are growing concerns that facial recognition technology could harm people of color and women. We look into it. |
| Now let's get to our other top Money and Tech stories for this Tuesday. |
| David Brinkerhoff, Deputy Money Editor |
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