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| Welcome to Wednesday, money fans. It's David here, with our top personal finance and business stories of the day. |
| What could go wrong? Millions of Americans will apply for Social Security benefits this year. Here are four common mistakes to avoid. |
| Ignorance is not blissful: Tax brackets are one of the most misunderstood parts of the tax system. And that lack of knowledge can hurt you. |
| Cut the cord, connect to the debate: Here's how to view tonight's Democratic presidential debate in Nevada, even if you cut the cord. |
| Keep scrolling down for more money news. |
| David Brinkerhoff, Deputy Money Editor |
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