The Daily Money: How to claim your stimulus payments if you haven't gotten them

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The Daily Money ALL THE MONEY NEWS YOU NEED TO KNOW   Monday, January 11 Good morning, Daily Money readers! How was your weekend? It's Josh Rivera today with the top Money headlines. If you feel like you're financially struggling, you're not alone. According to Bankrate.com, fewer than four in 10 Americans could handle an unexpected $1,000 expense such as a medical bill or car repair. In other news, if you (like me) never got your first stimulus check and don't get your second one by Jan. 15, you might have to claim them when filing your 2020 taxes. "Taxpayers will need to file a 2020 federal income tax return to claim the Recovery Rebate Credit if they didn't get the money or they received less money than they're eligible to get, such as if a child's stimulus wasn't included in the payout," says personal finance reporter Susan Tompor in her story. And if you're thinking ahead and debating whether you should open a Roth IRA for your child, here are five rules to watch before you do. — Josh Rivera, Money & Tech editor Our finances are 'running on fumes' even with a stimulus Fewer than four in 10 Americans could handle a surprise $1,000 bill. That comes after the government pumped trillions in stimulus into the economy. What to do if you must file a tax return for missing... How to increase your retirement income by $9,500 a year 5 rules for opening a Roth IRA for your kid Businesses rethink political donations after Capitol... When investing, here's how to recover from mistakes Here's why you should consider a Roth IRA conversion 5 Social Security numbers you need to know in 2021 Why investors should be careful with bitcoin Hyundai recalls 471,000 Tucson SUVs for fire risk   FOLLOW US Problem viewing email? View in browser Unsubscribe • Manage Newsletters • Terms of Service • Privacy Policy/Your California Privacy Rights • Privacy Notice • Do Not Sell My Info/Cookie Policy • Feedback © 2021 USA TODAY, a division of Gannett Satellite Information Network, LLC. 7950 Jones Branch Drive, McLean, VA 22102