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| Good morning, it's Nathan wishing you a happy Thursday! |
| 🦆 Need to smile this morning? Check out the giant rubber duckie emblazoned with the word "joy" that mysteriously showed up in a Maine harbor. |
| Before I typed that sentence, I could've sworn it was spelled "ducky." Not so, says Sesame Street. And I learned everything I know about letters from Sesame Street, so I'll take Ernie's word for it. |
| 💰 The Daily Money is USA TODAY's Monday-through-Friday-morning roundup of all things personal finance, business and tech. If this email was forwarded to you or if you found it online, you can subscribe for free here! |
| On to our ... |
| 💡 INSIGHT OF THE DAY: The average monthly new-vehicle payment is well over $600. But when you add maintenance, insurance and fuel costs, the average new-car buyer is paying nearly $10,000 a year for their vehicle, according to a new AAA study reported by our Keira Wingate. |
| ⌚ WHAT TO WATCH FOR: Looking for new tires? Our Michelle Shen will have a story later today at USATODAY.com/Money on Consumer Reports' picks for the best tires out there. |
| 📰 And here are more stories you won't want to miss: |
| 1. Resist the urge to leverage your emergency fund for anything other than an emergency. Here's why you should never invest, loan or casually tap into it. |
| 2. Looking to save on your cable, internet or streaming bills? Here are eight proven ways to cut your costs. |
| 3. A new budget airline is expanding to the East Coast. Avelo Airlines is adding Florida flights. |
| 4. Looking to get better at video games? You can apparently hire a coach. Our Brett Molina tried it out. |
| 5. Goodbye FastPass and MaxPass, hello Disney Genie. Disney parks is overhauling its ride reservations. |
| 🎢 I've still never been to Disney World. I'd like to go, but those lines do sound intimidating. |
| --@NathanBomey |
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