This week’s retirement strategies and news

May 31 May 31     FOLLOW US      NEWS SPORTS LIFE MONEY TECH TRAVEL OPINION WEATHER USATODAY.COM   MONEY   Personal Finance   Want to join the 401(k) millionaires club? Here's how to do it     A growing number of workers have managed to amass $1 million in their retirement funds -- and you can do the same.     Read Story     Personal Finance           Let’s get real about planning: What an average retirement costs According to the latest data, “older households” — defined as those run by someone 65 and older — spend an average of $45,756 per year, or roughly $3,800 a month. That’s about $1,000 less than the monthly average spent b                                   columnist           Separating retirement myths from retirement realities comes down to what works for you What works in theory doesn’t always work in reality. And that is true in retirement. Do you need to replace 70% of your final earnings from various sources, for example? Here’s what the experts had to say.                                   Personal Finance           5 reasons retirees should love Florida and 1 reason they won't It's easy to see why The Sunshine State attracts so many seniors, but it does have one glaring flaw.                                 Advertisement   Personal Finance           What does average American get from Social Security? Depends on the benefit The typical American receiving Social Security gets an average monthly benefit of $1,294, according to the Social Security Administration. But the benefit amounts can vary widely depending on the type of benefit you're talking about.                                   Personal Finance           Self-employed? Here are 5 retirement savings options for you to consider Being self-employed has its perks, but it also means that no one else is looking out for you when it comes to retirement savings. Here are five smart options you can consider to ensure you'll have retirement savings available when you need it.                                   Personal Finance           Life insurance extras: Which coverage riders are worth the price? A vital part of any financial plan is making sure loved ones would be OK if you died while they still depended on you. For most people that means buying life insurance. But even with a simple term life policy, you can trick out the coverage with extr                                   Personal Finance           Knowledgeable on Social Security retirement benefits? Take this quiz and find out Almost half of adults ages 50 and above failed this quiz on Social Security benefits quiz. Two topics that stumped quiz takers were the ideal age for claiming Social Security and spousal eligibility to receive retirement benefits. Read on for the re                                   markets           Hedging your stock bets: 3 ways you can reduce your investment risk There are many different ways to hedge against investment risk, with some methods applying only to certain types of investments. A look at some of the instruments you can use for hedging purposes.                                   Personal Finance           Yearly task: 1 smart Social Security move for Americans of all ages Many American workers don't check their Social Security statements regularly. This is a mistake, as your Social Security statement not only contains some valuable financial planning information, but catching errors on it can mean a big boost to your                                    The Day In Pictures Gallery Women wearing niqab sit in the audience at the Danish Parliament in Copenhagen, Denmark, on May 31, 2018. The Danish parliament on May 31,2018, passed a law banning the Islamic full-face veil in public spaces, becoming the latest European country to     Popular Stories Ambien maker to Roseanne: Racism is not a side effect of our drug 8-month-old baby girl dies after she was attacked by pet dog in Florida As Starbucks trains on implicit bias, the author of 'White Fragility' gets real   To forward this e-mail to a friend, click here You are currently subscribed to this newsletter with the address: bimagroup2.onlineincome@blogger.com. To UNSUBSCRIBE, please click here. Manage Subscriptions | Help | Advertise | Home Delivery | Privacy Policy - Your California Privacy Rights © 2018 USA TODAY, a division of Gannett Satellite Information Network, LLC. 7950 Jones Branch Drive, McLean, VA 22108