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| It's Tuesday, Daily Money readers. It's also the first day of December, which means 25 more days until Christmas and 31 more days until 2020 is finally over. |
| Let's check out today's headlines in Money and Tech. |
| We begin with your 401(k). Fidelity found the average amount participants invested in a "defined contribution" account was $7,270 over the 12-month period ending in September. If you fall below the average, you can take steps to boost your savings. |
| Most of us have been busy scouring online retailers for holiday gifts and deals. But before you splurge, watch out for these seasonal pitfalls. |
| Finally, President-elect Joe Biden is expected to unveil his economic team today. They face a challenging road ahead. |
| Scroll down for more Money and Tech news, and thanks for reading. |
| Brett Molina, Money/Tech editor |
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