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| New to the newsletter? Subscribe to The Daily Money to get the best consumer and financial news from USA TODAY delivered to your inbox every weekday morning. And give our news-inspired Spotify playlist a listen. It features every song quoted here. |
| Monday's here, Daily Money readers. It's Brett Molina filling in all week to deliver the latest business and finance news. |
| 🗝️ Insight of the day: Many mothers across the country have been scrambling amid a nationwide baby formula shortage caused in part by the single closure of one key formula factory. But the shortage has hit lower-income mothers and moms of color the hardest. |
Baby formula shortage: 'How did it get so bad?' |
| Here's why, reports USA TODAY's Charisse Jones: |
| Lower-income women rely on formula more than other mothers. Formula is often the only option for women, disproportionately Black and Brown, who are concentrated in lower-paying jobs that may not provide the space or flexibility to pump breast milk while at work. And formula is critical for Black women who, because of historic injustices and systemic biases and barriers that persist, breastfeed far less than their peers. |
| The crisis could open up discussion about solutions to prevent a similar shortage in the future, including changes that prevent a small cluster of companies from dominating baby formula production and addressing the broader inequities exposed by the shortage. |
📰 More stories you shouldn't miss 📰 |
| In your 40s with no retirement savings? There's still time to catch up. |
| Social security. How dividend stocks can make retirement more comfortable. |
| An Apple (device) a day keeps the doctor away? These new features coming this fall to your iPhone and Apple Watch are trying to keep you healthy. |
| COVID on flights? One USA TODAY reporter took a carbon dioxide detector on a flight to measure the risk. |
Travel is rebounding. So is plastic surgery tourism |
| COVID restrictions are easing, and borders are opening up, which means not only travel is making a comeback, but so are trips outside the U.S. to get a cosmetic procedure . It's a trend growing in popularity over recent years. A Centers for Disease Control and Prevention survey found more than 3 million Americans traveled for medical tourism in 2016. The big reason? Prices are much cheaper abroad. For example, Mexico offers a 25% to 35% discount on dental or cosmetic procedures compared to the U.S. |
| "I have patients that come from New York, and also patients that come from L.A. That's crazy for me," said Enrique Cedillo, a board-certified plastic surgeon in Mexico. "That is like the capital of plastic surgery." |
🎵 Mood music 🎵 |
| It's that time of year when many of America's students are either enjoying their first unofficial day of summer or counting down the days when the school year ends. |
| So what better song to choose than the seasonal banger Summertime by DJ Jazzy Jeff and The Fresh Prince. |
| "And think of the summers of the past, adjust the bass and let the alpine blast. Pop in my CD and let me run a rhyme, and put your car on cruise and lay back 'cause this is summertime." |
| LISTEN WHILE YOU WORK: You can hear just about every song quoted in the newsletter on the Daily Money Mood Music playlist on Spotify. |
| Follow Brett Molina on Twitter: @brettmolina23. |
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