This week’s retirement strategies and news

April 05 April 05     FOLLOW US      NEWS SPORTS LIFE MONEY TECH TRAVEL OPINION WEATHER USATODAY.COM   MONEY   Personal Finance   5 ways seniors got by before Social Security     Social Security didn't always exist. Here's how seniors managed without it.     Read Story     columnist           Powell: Retirement obstacles to overcome? Here's how to live comfortably later in life The goal for many is simple: Live comfortably throughout retirement. Those who could face the greatest challenges in retirement include the disabled, widowed, divorced and long-term unemployed. People in these groups can take steps now to m                                   small-business           Deadline nearing for Simplified Employee Pension retirement plan decision Small business owners who are considering starting retirement plans for their employees have a chance to save on their 2017 taxes. SEPs require very little paperwork and reporting to the government.                                   Personal Finance           3 reasons not to file for Social Security at full retirement age We're often told to claim benefits when we reach full retirement age. But here are some scenarios in which it pays to stray from that advice.                                 Advertisement   Personal Finance           Social Security's future: Millennials can count on program, despite the worries Even if nothing is done to shore up the system, Baker says people retiring in 30 to 40 years can count on about 10% more money, in inflation-adjusted dollars, from Social Security than what today’s beneficiaries get.                                   Personal Finance           On Medicare? Check the mail for your new, secure ID card The new card replaces the one you currently have, which includes your Social Security number. The government will not call you about your card, so be wary of anyone seeking payment or information related to your new card.                                   Personal Finance           Lending a hand by co-signing on a loan can backfire on you and your credit score You may be asked to co-sign a loan or credit card application by your spouse, child or best friend. But what sounds honorable — you helping someone get money for a new home or college tuition — can have consequences you may not expect.                                   Personal Finance           RMDs: 3.3M Americans have just 4 days left to escape a 50% IRS penalty You might not be one of them, but you could know someone who is.                                   Personal Finance           There is one dangerous assumption made by 70% of Baby Boomers This misguided line of thinking could destroy your retirement. Don't let it.                                   columnist           Setting 401(k) goals: How Millennials can fix retirement investment mistakes Millennials make more than their share of mistakes when saving for retirement. What can they do? Set goals and watch allocations.                                   The Day In Pictures Gallery Thomas Prentice scrapes snow and ice off his car ion Milwaukee Wis. as a spring snowstorm dropped a couple of inches of snow on the region.     Popular Stories Navy chaplain fired after he's caught on video having sex at a New Orleans bar New York police fatally shoot black man after mistaking pipe for gun Facebook now thinks 87 million had data shared with Cambridge Analytica   To forward this e-mail to a friend, click here You are currently subscribed to this newsletter with the address: bimagroup2.onlineincome@blogger.com. To UNSUBSCRIBE, please click here. Manage Subscriptions | Help | Advertise | Home Delivery | Privacy Policy - Your California Privacy Rights © 2018 USA TODAY, a division of Gannett Satellite Information Network, LLC. 7950 Jones Branch Drive, McLean, VA 22108