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| Hello, money readers. It's David, with Wednesday's top financial and tech stories. |
| A new study shows millionaires are down on the U.S. economy. One group that's not gloomy about the future — the 198 employees at a Maryland real estate firm who are splitting a $10 million holiday bonus. And the days of bringing some paper prescriptions to pharmacies are numbered, but not at Walmart, at least not yet. |
| Today's gift-giving tip: Don't buy co-workers gifts that seem too intimate, like an item worn close to the body, from clothes to perfume. |
| David Brinkerhoff, Deputy Money Editor |
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