promoearn: How to repay the loans Biden didn't forgive

Friday, August 26

An activist holds a sign thanking US President Joe Biden for cancelling student debt, during a rally in front of the White House in Washington, DC, on August 25, 2022.

How to repay the loans Biden didn't forgive

What to do when payments start again.

Those who aren't covered by President Joe Biden's student loan relief plan will still have a leftover balance – and new hurdles to navigate. A heavily-edited version of the Mar-a-Lago search affidavit is set to be released today. A rookie for the Buffalo Bills is facing rape allegations. Keep reading for some cute pups and an extravagant viral croissant.

🙋🏼‍♀️ I'm Nicole Fallert, here's Friday's news.

🌅 Up first: It's National Dog Day! 🐶 My favorite day of the year has finally come. It's time to celebrate the pups in your life, whether they're your own furry friend or just the ones you DM your friends on Instagram. Check out these pup-approved dog gifts – and if you want a free tattoo of your dog, this company will pay for it.

Along with forgiving student loan debt, Biden extends pause. When does payment start again?

The Biden administration helped alleviate some of the pain felt by millions of Americans with student debt this week after announcing that $10,000 in debt, or $20,000 if you received a Pell Grant, will be wiped away. But for those who aren't covered by the plan or will still have a leftover balance, Biden says you'll soon be on the hook for monthly loan payments again – nearly two-and-a-half years after the student loan repayment pause first began. Payments will start again after Dec. 31. Here's what to know about repaying loans Biden didn't forgive.

Why this is a big deal: Up to 43 million borrowers are set to receive some form of relief. Roughly 20 million will have their balances canceled entirely.

•	More on the process: The Education Department said nearly 8 million borrowers are likely to have their loans forgiven automatically because the agency already has information about their income. The remaining borrowers will have to apply for loan forgiveness.
•	What if the freeze lifts and you don't pay? If your loan goes into default, a hit to your credit isn't the only consequence.
•	The economic impact of forgiveness: USA TODAY looked at student loans across the U.S. to see where the Biden plan could have the most effect.
•	What is a Pell Grant? Who qualifies? A federal Pell Grant is money awarded to students who "display exceptional financial need," and people who receive these grants make up 60% of the "borrower population." Now they may have $20,000 forgiven.

Activists hold cancel student debt signs as they gather to rally in front of the White House in Washington, DC, on August 25, 2022.

STEFANI REYNOLDS, AFP via Getty Images

More news to know now:

•	🟣 An abortion ban in North Dakota scheduled to take effect this week was put on hold.
•	😷 COVID vaccination in kids under 5 remains low as US hospital admissions steadily rise.
•	🚀 The Artemis I moon mission will blast off Monday morning from Kennedy Space Center in Cape Canaveral, Florida. Here's how to watch it.
•	🎾 Unvaccinated Novak Djokovic is out of the 2022 US Open after he was refused entry into the United States over CDC rules.
•	🔥 A dramatic increase in deadly US heat waves is likely inevitable, but experts say there's still hope.

🎧 On today's 5 Things podcast, hear the latest from Ukraine, where tensions continue after a deadly train station attack. You can listen to the podcast every day on Apple Podcasts, Spotify, or on your smart speaker.

📝 What happened this week? HBO's "House of the Dragon" premiered, a teen pilot circled the globe solo and a tennis star withdrew from the U.S. Open. Sound familiar? Test your knowledge with this week's news quiz.

What happened in this news this week?

USA TODAY

Trump search affidavit set to be released, with redactions

U.S. Magistrate Bruce Reinhart ordered the release by midday Friday of a redacted version of the Justice Department's affidavit that supported the unprecedented search of former President Donald Trump's Florida estate. Federal prosecutors oppose unsealing the Trump search affidavit because the document could compromise the investigation and discourage witnesses from cooperating. Justice Department officials are expected to have removed sensitive details about witnesses and the scope and direction of the probe, but even a redacted affidavit may contain some fresh revelations. Read more

•	Trump aides are unlikely to face charges on their own in Mar-a-Lago probe, ex prosecutors say.
•	Georgia election interference investigation: Atlanta-area DA wants former Trump chief of staff Meadows to testify.

Mar-a-Lago in Florida

Getty

Just for subscribers:

•	❓ Could DNA tests bring home missing kids? Lack of diversity in databases hinders searches.
•	✋ Anti-vaxxer, election denier, against evolution education. And, in Michigan, perhaps secretary of state.
•	⚾ Albert Pujols is chasing 700 home runs before he retires. Will he hit the milestone?
•	⚠ Here's the problem with celebrities and transphobia, from Bette Midler to J.K. Rowling.

These articles are for USA TODAY subscribers. You can sign up here. Already a subscriber and want premium content emailed to you every day? We can do that! Sign up for the Your Day newsletter.

Europe's largest nuclear plant forced temporarily off grid

A nuclear plant caught in the middle of intense fighting between Ukrainian and Russian troops was temporarily disconnected from the power grid Thursday when fires damaged the sole transmission line, Ukraine officials said. It was the first time the Zaporizhzhia nuclear power plant, Europe's largest, has ever been disconnected. It led to a large blackout across the region and increased concerns about a nuclear catastrophe. The U.N. and international atomic energy officials have been trying for weeks to gain access to the plant, warning that continued fighting in the vicinity could trigger a disastrous accident. Russia took control of the facility and surrounding area in early March. Read more

•	He was killed by a Russian bomb while playing dominoes in Ukraine. Is this a war crime?
•	Ukraine celebrated its Independence Day this week amid full-scale war.

Ukrainian Emergency Ministry rescuers attend an exercise in the city of Zaporizhzhia on August 17, 2022, in case of a possible nuclear incident at the Zaporizhzhia nuclear power plant located near the city.

DIMITAR DILKOFF/AFP

Jerome Powell is set to speak in Jackson Hole. The Fed is between a rock and a hard place.

Top economists from across the country including Federal Reserve Chairman Jerome Powell will gather today in Jackson Hole for an annual economic policy symposium hosted by the Kansas City Federal Reserve. This will be the first in-person conference since the pandemic. The meeting comes as inflation appears to have peaked and all the jobs lost during the pandemic have been fully recovered. But layoffs and fears that the U.S. is in a recession or nearing one continue to grow. Read more about why that puts the Fed in a tough position.

•	Latest numbers: Inflation comes off 40-year high, but stays elevated at 8.5% as gas prices fall, but food, rent jump, CPI report shows.

Jerome Powell, Chairman of the Board of Governors of the Federal Reserve System, left, and Bank of England Governor Mark Carney, right, walk together after Powell's speech at the Jackson Hole Economic Policy Symposium on Friday, Aug. 23, 2019, in Jackson Hole, Wyoming.

Amber Baesler, AP

ICYMI: Some of our top stories yesterday

•	👃 Visual explainer: Here's how to use Narcan to treat a fentanyl overdose.
•	⚫ Arkansas brutality claims are the latest to put police training under a microscope.
•	🟣 Google will label facilities in Search and Maps that provide abortions.
•	🎒 Back-to-school shopping is more expensive now. Here's how much Americans are spending.
•	🛑 Hawaii families impacted by the Navy's jet fuel leak are preparing legal action and are worried about cancer.

Buffalo Bills rookie accused of involvement in gang-rape of minor

Buffalo Bills rookie Matt Araiza is alleged to have been involved in the gang-rape of a minor last year while attending San Diego State University, according to a civil lawsuit filed Thursday in San Diego County Superior Court. The document, which was obtained by USA TODAY Sports, alleges Araiza, then 21, had sex with an inebriated 17-year-old high school senior outside of an off-campus party, before bringing her inside a room where she was allegedly assaulted by multiple men, including at least one player currently listed on the San Diego State football roster. Araiza, known to football fans as the "Punt God," won the Bills' starting punter job earlier this week. Read more

•	Opinion: In the Deshaun Watson mess, the Browns got exactly what they bargained for.

Matt Araiza unleashed an 82-yard punt in the Bills' preseason game vs. the Colts.

Joshua Bessex, Getty Images

A little less heavy

•	🎶 Britney Spears, Elton John hit the dance floor with synths and Auto-Tune for ''Hold Me Closer.''
•	🥐 Meet the Suprême: The new, cream-filled croissant that's going viral and is ''worth the hype.''
•	🦈 These sharks can walk, and they might help us understand more about climate change.
•	🦘 Time to go Down Under: Qantas announced a one-stop service from New York to Sydney via Auckland.

📷 Photo of the day: See photos of dogs available for adoption on National Dog Day 📷

Maybe you're not a dog owner yet – but want to be one. National Dog Day may be the lucky day to take a pup home. Some shelters are promoting discounted adoption rates to encourage potential owners to take a new furry friend home. Duchess Meghan and Prince Harry rescued their own doggo this week.

Click here to see some of the cuties looking for a new family.

Brownie, a pit bull terrier/Labrador retriever mix puppy, grabs the attention of Kindal Stewart, left, Abigail Vinson, right, and 8-month-old Niah Stewart Wednesday afternoon at the Helping Hands Humane Society. Kindal ended up adopting Brownie through the shelters lowered $25 adoption fee rate through Aug. 31.

Evert Nelson/The Capital-Journal

Nicole Fallert is a newsletter writer at USA TODAY. Send her an email at NFallert@usatoday.com or follow along with her musings on Twitter. Support journalism like this – subscribe to USA TODAY here.

Associated Press contributed reporting.